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Connecticut phone chat lines

It can take a person years to save enough money to 10% or 20% down but with the USDA Loan that is not needed.

A borrower can obtain a 100% loan and use their funds for other things such as moving costs and utility connection fees.

In most cases (not always) this is more than enough to cover everything thus allowing the borrower to get into a home with no money out of pocket.

These loans are offered by private lenders such as Primary Residential Mortgage and insured by the government. Since we underwrite all of our USDA mortgage loans, our team of Loan Officers, seasoned Underwriters and support staff have spent years helping people make the dream of homeownership a reality with USDA home mortgage Loans.

We live and work in the same communities where we do business so we truly understand the needs of our customers because they are our neighbors too.

One is example is property location can determine the rate of taxes and insurance.

When a property is considered more rural the tax rates are typically lower than what is found in the metro areas however insurance can be higher.

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Higher insurance rates in rural areas is often related to fire departments and response times.

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